Thornapple Kellogg School District vs Loveland City
MI · 3,091 students • OH · 4,041 students • fiscal year 2024 • swap sides
In one line
- Thornapple Kellogg School District and Loveland City spend within 2% of each other per student once local price levels are accounted for.
- Both direct a similar share of each operating dollar to classrooms.
- Loveland City is far more dependent on local property taxes (69% of revenue vs 31%), which ties its budget more tightly to local property values.
- Thornapple Kellogg School District reports fewer students per teacher (17.0 vs 20.7). This is a staffing ratio, not an average class size.
Are these even comparable?
Establish the shape of each district before reading a single dollar figure.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Students enrolled | 3,091 | 4,041 |
| Schools | 6 | 6 |
| Grades served | PK–12 | PK–12 |
| Setting | Rural | Suburb |
| County | Barry County | Hamilton County |
| State | MI | OH |
| Local price level (US = 100) Above 100 means a dollar buys less here than the national average. | 95.5 | 95.4 |
The headline dollar
Current operating spending per student, shown three ways. The first is what each district reports. The second and third are the honest ones for comparison.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Per student, as reported | $14,673 | $14,425 |
| Per student, price-adjusted Divided by the local price level, so both figures are in the same money. | $15,357 | $15,126 |
| Per student, price-adjusted, excluding transport Transportation provision varies enormously between districts and states. Removing it compares the parts both districts actually do. | $14,503 | $14,309 |
| Capital spending per student Buildings and land, never folded into the operating figures above. It is lumpy: a district mid-build looks expensive for two years. | Locked | Locked |
Thornapple Kellogg School District
Loveland City
Where the money comes from
The funding mix determines how exposed a district is to local property values, to state politics, and to federal programmes ending.
Thornapple Kellogg School District
- Local 31.4% Locked
- State 64.4% Locked
- Federal 4.2% Locked
Loveland City
- Local 69.2% Locked
- State 26.3% Locked
- Federal 4.5% Locked
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Local share of revenue Mostly property tax. A high share means school budgets track local property values, up and down. | 31.4% | 69.2% |
| State share of revenue | 64.4% | 26.3% |
| Federal share of revenue | 4.2% | 4.5% |
| Total revenue | Locked | Locked |
How MI funds its districts
Proposal A foundation allowance: a per-pupil grant largely funded by the state, with limited local enhancement.
How OH funds its districts
Fair School Funding Plan: a computed base cost per pupil, shared between state and district by local capacity.
Where the money goes
The same slices in the same order for both districts, plus the differences by function — because two pie charts side by side hide exactly the thing you want to see.
Thornapple Kellogg School District
- Instruction 62.2% Locked
- Instructional staff support 3.6% Locked
- Student support 5.1% Locked
- Operations & maintenance 8.9% Locked
- Transportation 5.6% Locked
- Food service 3.9% Locked
- School administration 4.3% Locked
- District administration 1.4% Locked
- Other support 5.1% Locked
- Other current 3.9% Locked
Loveland City
- Instruction 63.6% Locked
- Instructional staff support 2.6% Locked
- Student support 7.9% Locked
- Operations & maintenance 7.2% Locked
- Transportation 5.4% Locked
- Food service 1.9% Locked
- School administration 5.6% Locked
- District administration 1.0% Locked
- Other support 4.9% Locked
- Other current 1.9% Locked
What is actually different
Share of each district's operating dollar, Thornapple Kellogg School District minus Loveland City. Two pie charts side by side are almost impossible to read against each other; this is the same data as one chart.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Cents of each operating dollar reaching classrooms Instruction plus instructional staff support, as a share of current spending. | 65.8% | 66.1% |
| Administration share District office plus school administration. | 5.7% | 6.6% |
| Transportation share | 5.6% | 5.4% |
What the money buys
Staffing levels are the most direct thing a budget converts into.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Students per teacher This is a staffing ratio: total enrollment divided by teaching staff. It is NOT average class size. Actual classes are larger than this number in every district. | 17.0 | 20.7 |
| Students per counselor | Locked | Locked |
| Students per administrator | Locked | Locked |
| Total salaries All staff, not teachers alone. | Locked | Locked |
Who they serve
The answer to "but they serve different kids" — which is usually a fair objection.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Child poverty rate Children aged 5 to 17 in poverty within the district boundary. Used instead of free-lunch eligibility, which community eligibility has made unusable for comparison. | 7.4% | 5.8% |
| English learners | — | — |
| Students with disabilities | — | — |
| Enrollment change, 5 years | -4.3% | -11.8% |
Results, and results for the money
Stability and risk
The homebuyer’s real question: what is likely to change after I move in?
Thornapple Kellogg School District
- High debt burden More than 10% of total spending goes to interest and debt retirement, money that cannot reach a classroom.
Loveland City
- Declining enrollment Enrollment fell more than 5% over five years. Enrollment decline is the single best predictor of school closures and programme cuts.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Enrollment change, 5 years | -4.3% | -11.8% |
| Long-term debt per student | Locked | Locked |
| Debt service share of spending | Locked | Locked |
Enrolling a child
The same checklist for both districts. Every "required" below links to the sentence it came from.
Thornapple Kellogg School District
2026-27 Open House/Registration Information | Thornapple Kellogg Schools
Almost nothing could be read off this page — usually a portal that builds its content in the browser. Treat the column below as "we could not tell", and open the district's page yourself.
Read August 23, 2026.
Loveland City
Kindergarten Registration - Loveland City Schools
Registration runs through FinalForms. Read August 25, 2026.
Is a seat at your zoned school guaranteed?
Thornapple Kellogg School District
We have no such statement from this district — which is not the same as a promise that your zoned school has room. Most districts never publish the policy in either direction. Ask the school office directly whether your address’s school is enrolling at your child’s grade level before you sign anything.
Loveland City
We have no such statement from this district — which is not the same as a promise that your zoned school has room. Most districts never publish the policy in either direction. Ask the school office directly whether your address’s school is enrolling at your child’s grade level before you sign anything.
- This is the district’s own published wording, not our summary of it. Policies are rewritten between enrollment seasons and a page can be out of date the day after we read it — the school office is the only authority on whether a particular grade at a particular school is full right now.
- A warning here is about capacity, not about your address. It does not mean your child will be moved; it means the district has told you in writing that it may move them.
- Required the page says so, and the sentence is quoted.
- Mentioned only it comes up, but not as a requirement — often a sentence saying the district cannot demand it.
- Not mentioned we read the page and it was not on it. That is not the same as "not required".
- Page not read we have no enrollment page for this district.
Documents to bring
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| Proof of residency | Not mentioned | Required “Proof of Residency - closing paperwork or deed/rental agreement AND a current utility bill” |
| Proof of age (usually a birth certificate) | Not mentioned | Required “Child’s Birth Certificate” |
| Immunisation records | Not mentioned | Required “Child’s Immunization Record” |
| Physical examination | Not mentioned | Not mentioned |
| Dental, vision or hearing screening | Not mentioned | Not mentioned |
| Tuberculosis test | Not mentioned | Not mentioned |
| Records from the previous school | Not mentioned | Not mentioned |
| IEP or 504 plan | Not mentioned | Not mentioned |
| Custody or guardianship paperwork | Not mentioned | Not mentioned |
| Parent or guardian photo ID | Not mentioned | Required “Parent/Guardian ID” |
| Home language survey | Not mentioned | Not mentioned |
| Emergency contact information | Not mentioned | Not mentioned |
| Proof of income | Not mentioned | Not mentioned |
| Social security number Asked for by some districts. It is not required to enrol, and a school may not refuse a child who does not provide one. We list it because districts ask, not because you must answer. | Not mentioned | Not mentioned |
How enrolling works
Locked 11 steps of the enrollment process — deadlines, appointments, proof of residency — are not shown. What to bring is above, and stays free.
- A blank row means the requirement did not appear on the district’s page. It does not mean the district will not ask for it — published lists are routinely incomplete, and the registrar has the final word.
- Requirements change every enrollment season. Check the district’s own page, linked above, before you gather anything.
- A district cannot condition enrollment on your child’s immigration status: under Plyler v. Doe (1982) every child resident in the district is entitled to a free public education. If a district asks for something that would reveal status, you are not obliged to provide it.
- If your family is in temporary or shared housing, the McKinney-Vento Act lets a child enrol immediately without the residency and records documents listed here. Ask for the district’s homeless liaison by name.
Comparability notes
- Cross-state comparison. Dollars below are shown both as reported and adjusted to a common price level, because a dollar buys different amounts of teacher in MI and OH.
What these numbers are, exactly
Who decides, and what it costs you
Every band above this one asks what a district spends. This one asks who chose to.
Thornapple Kellogg School District
The district levies its own school tax
This district raises property tax in its own name. Who sets the rate varies by state — an elected board in some, a public vote in others — but the levy is the school system’s own, and it is the part of a tax bill that school politics moves most directly.
Loveland City
The district levies its own school tax
This district raises property tax in its own name. Who sets the rate varies by state — an elected board in some, a public vote in others — but the levy is the school system’s own, and it is the part of a tax bill that school politics moves most directly.
| Thornapple Kellogg School District | Loveland City | |
|---|---|---|
| School property tax levied, per student Only for districts that levy in their own name. Blank where the county or town levies instead — see the cards above, and read the next row. | $3,657 | $10,012 |
| Appropriated by the county or town, per student What the parent government handed the schools, for dependent systems. This is a general appropriation, not solely property tax. | — | — |
| Property tax as a share of all revenue How much of the budget rides on local property values, and therefore on local votes. | 18.9% | 61.8% |
| Long-term debt already owed, per student The balance at the end of the year, for scale. Repaid over decades, so it is a commitment made by earlier boards rather than a bill arriving now. | Locked | Locked |
| Debt service as a share of spending Interest plus principal repaid this year, against total spending. This is the part of the debt that is being paid now, out of money that would otherwise reach a classroom. | Locked | Locked |
| New long-term debt issued, per student Money borrowed during fiscal year 2024. What this figure does and does not tell you is set out under the table. | $293 | $0 |
- Loveland City: issued no new long-term debt in fiscal year 2024. That is a reported zero, not a gap in the data.
- A figure in the borrowing row is not a bond voters approved. It records debt issued, and that includes refinancing existing debt at a new rate — which changes nothing about what a district owes — as well as certificates of participation and lease-revenue debt, which in many states a board can issue with no referendum at all. To find out what was actually on a ballot, check the county election office.
- Debt is repaid over decades. A large balance per student is a commitment made by earlier boards and earlier voters, not a bill arriving this year. The debt service row above it is the part being paid now.
Who sits on the board
Thornapple Kellogg School District board of education
- Derrick Brock — Board President
- Jim Flikkema — Board Trustee
- Brenda Hess — Board Secretary
- Keara Hilton — Board Trustee
- Mark Price — Board Treasurer
- Katie Stanton — Board Trustee
- Tyler Wenger — Board Vice President
Read from the district’s own board page on 2026-08-24. Boards change; the district’s page is the current record, not ours.
These seats are elected, and what this board decides — the budget, the attendance boundaries, the calendar — is decided at a meeting the public may attend. The district’s own board page, linked above, is where it publishes the schedule and the agenda. We do not hold meeting dates or contact details for these people.
Funding measures on the ballot
Thornapple Kellogg School District
This district appears in none of what we read from MI’s source in its current ballot window (2026).
What this state publishes: Michigan's Voter Information Center publishes sample ballots, not results. Every question here is the text voters were given; the Secretary of State's ballot preview records no vote counts and no outcome, so nothing on this page says whether a Michigan measure passed. The preview also carries only the elections in its current window — recent and upcoming — so a Michigan district's older bonds and millages are not here. And one precinct is read per township or city: where a township is split between school districts, a question that appeared only in another precinct of that township is not here either. A Michigan district with no rows has not necessarily left its taxpayers alone.
Loveland City
We have not read OH’s election results, so this column is empty because of us and not because of Loveland City. Whether it has asked its voters for money is a question its county election office can answer and we cannot, yet.
Nobody has read OH’s school election results yet — that is a gap on our side, not a fact about this district. Its county elections office holds what it asked its voters for and what they answered, and that is a public record you can request. What it says is worth asking about at a board meeting.
The detailed figures for Thornapple Kellogg School District and Loveland City
The verdict, the headline dollar, the funding shares, who is served and every comparability caveat are free above, and stay free. What is behind the lock is the detail you would want before acting on any of it:
- capital spending per student
- total revenue and total current spending, and the funding mix in dollars (the percentage shares stay free)
- the ten-line per-student breakdown of where the money goes
- counselor and administrator ratios, and the total salary bill
- the debt behind the risk flags — per student, and as a share of spending
- the enrollment process — deadlines, appointments and proof of residency
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Compare something else
Thornapple Kellogg School District on its own · Loveland City on its own